This is a loan given out during periodic festivities,

celebrations in order to support individuals during this time. This loan could be in form of consumables good, materials needed for the festival

Features

·         Loan  period: 2 months

·         Loan amount ( cash or in kind) ₦20,000 – ₦100,000

·         Open to individuals that are gainfully employed

·         Customers must be guaranteed by their Organization

·         It is also opened to structured groups, cooperatives and associations

Benefits

·         Easy to access

·         It improve customer satisfaction during the festive period

Requirements                                             

·         1 passport photograph

·         Completed application form

·         A valid means of identification

·         Utility bill

·         A guarantee form from customer employer( Human Resources)

·         KYC form duly completed

Fees

·         Interest rate of 9%

Individual Consumer Loans

Xslnce accounts (salaried) allow you to access personal loans for emergency and social needs
 

You can access:

 

 

  • Collateralized / Non-collateralized
    loans as a salary earner
  • Salary Advance / Payday loan
  • Asset Financing / Lease
  • Auto Loan
  • Rent Support Loan
  • Education Loan
  • Festivity Loan

 

General Features:

  • Affordable with no hidden charges
  • Loan processing less than 24hrs
  • Flexible loan repayment period
  • Simple application processes
  • Competitive interest rate