This is a medium/long term savings plan opened for children
by their parents/guardians to safeguard the future of their children or wards. It helps the parents plan and work towards sending their children to the best schools of their choice. Parents can save towards their children’s school fees and their university education.
Features
· Minimum savings period of 3 months
· Minimum opening balance of ₦5,000
· Attractive interest rate of 3.5% per annum (subject to review)
Benefits
· Access to school fees relief loan without tampering with the plan
· Helps parents to save towards their children’s school fees
· Helps to reduce financial burden on the parents
· Higher interest rate, more than the usual savings account
· Flexibility in payments – Parents or guardians can pay in money into the account at any given time but it is mandatory that a deposit is made into the account at least once a month.
Requirement
· KYC form duly completed
· Duly completed account opening form
· 2 recent passport photograph of child and parent
· A copy of valid means of identification
· Utility bill or receipt or evident showing rental or residence of the customer